eCheck Processing & Bank Payments | Allied CardPay

BANK-BASED PAYMENTS

eCheck Payment Processing

Accept secure payments directly from your customers' U.S. bank accounts through a reliable online gateway built for one-time and recurring transactions.

  • One-time and recurring bank payments
  • Email invoices and payment links
  • Gateway reporting and transaction tools
  • API integration and faster-deposit options

Starting at 1.90% + .25¢

Secure eCheck gateway connecting customer and business bank accounts

Move Payments Directly Between Bank Accounts

eCheck processing gives businesses a practical alternative to credit and debit cards. Customers authorize a payment from their bank account, and the transaction is managed through a secure gateway with the tools you need to collect, track, and reconcile payments online. It can be especially valuable for recurring billing, larger transactions, and businesses that need more flexible approval options.

Flexible Ways to Get Paid

Collect bank payments in the way that fits your business—from a single customer payment to an automated billing schedule or an integrated checkout experience.

One-Time PaymentsEnter a customer-authorized payment through the online gateway when it is due.
Recurring BillingCreate daily, weekly, biweekly, monthly, or customized payment schedules without re-entering the same information.
Email Invoices and Payment LinksSend an invoice by email or share a secure payment link by text so customers can pay remotely.
Website Payment ButtonsAdd a payment option to your website without building a full shopping cart.

A Gateway That Fits Your Workflow

Whether you accept payments manually, send invoices, operate an online store, or build payments into proprietary software, Allied CardPay can help configure the appropriate Green.Money gateway tools around your process.

Full-Service API and SDKConnect eCheck acceptance to your own software, platform, or internal payment workflow.
Transaction ManagementView payment activity, monitor account status, and manage reporting from one gateway.
Electronic RecordsCapture payment details, electronic receipts, customer authorization information, and invoice activity.
WooCommerce and eCommerce OptionsSupport online bank payments through available integrations for popular commerce platforms.

How eCheck Processing Works

The customer authorizes a bank-account payment, the transaction is submitted through the secure gateway, and approved funds are deposited into your business bank account.

Step 01

Customer Authorization

Collect the customer's bank information and authorization through your approved payment method.

Step 02

Secure Processing

The transaction is submitted and managed through the online payment gateway.

Step 03

Business Deposit

Approved funds are delivered to your bank, with same- or next-day options available for qualifying payment rails and banks.

Built for Security and Payment Control

The gateway combines bank-payment technology with account verification, configurable controls, and detailed records to help businesses manage payment risk while offering customers a convenient card-free option.

Electronic VerificationStandard or elevated verification options may be used based on the account and payment workflow.
Real-Time Bank DataAvailable bank-connection technology can provide live consumer bank information, including funds availability.
Customer and Bank ControlsBlock specified customers or financial institutions when needed.
Secure InfrastructurePayments are supported by a monitored, PCI-compliant gateway environment.

Ready to Accept eCheck Payments?

Tell us about your business, expected monthly volume, average transaction, and payment workflow. We will help determine the right setup and available deposit options.

Apply Online Now