PayFac-as-a-Service for Software Platforms | Allied CardPay

Why PayFac-as-a-Service?

Keep your brand at the center of payments. Build a revenue opportunity around your software, with a partnership that fits your team and your merchant relationships.

Merchant onboarding and payment revenue
Branded software dashboard, merchant onboarding and checkout
01 / Your Brand

Your Software Is The Relationship

Payments should feel like a natural part of your product—not a separate service your merchants have to navigate alone.

Create A Branded Experience

Connect your identity to supported checkout, onboarding, and merchant account screens. Decide where hosted pages make sense and where a deeper integration adds value.

Keep The Journey Connected

Map how merchants move from signing up to taking their first payment. Keep the handoffs clear, even when a provider completes part of the workflow.

Build Around Your Roadmap

Start with the capabilities your customers need now. Plan additional payment workflows around your product priorities and development resources.

02 / Your Revenue

Turn Payment Activity Into A Business Opportunity

A revenue-share percentage is only one part of the equation. Understand the merchant pricing, eligible revenue, and costs behind it.

Your Platform

Merchants adopt payments through your software.

Payment Activity

Approved merchants process eligible transactions.

Revenue Share

Your agreement defines the share paid to your business.

Agree The Economics

Review merchant pricing, processing costs, fees, and any volume commitments together.

Know The Calculation

Confirm the revenue included, deductions applied, payout timing, and reporting available.

Plan With Real Volumes

Use your merchant profile and expected adoption to evaluate the opportunity—not just a headline rate.

Revenue depends on eligible processing activity and signed commercial terms. Estimates are not guaranteed earnings.

03 / Your Partnership

Shared Infrastructure. Clear Ownership.

PayFac-as-a-Service can reduce the payments infrastructure your team needs to build. It does not eliminate the need for an operating plan.

Your Software Team

Own the product roadmap, integration work, and customer experience. Plan the resources to maintain payment workflows and help merchants use them.

Allied CardPay

Help scope requirements, review commercial options, and coordinate provider discussions. Work with your team on technical handoffs and launch planning.

Payment Partners

Deliver the processing, underwriting, settlement, and program functions assigned to them. Confirm approval requirements and escalation responsibilities.

Security requirements, disputes, merchant approval, and liability are governed by the selected program and signed agreements.

04 / Your Approach

Choose The Model That Fits Your Team

The difference is not simply how payments look. It is how deeply you integrate and how much of the payments operation you manage.

Introduce

Referral Partnership

Refer merchants to a provider that manages the payment relationship. A lighter route when an embedded product experience is not the priority.

Integrate

PayFac-as-a-Service

Connect your software and branding to a provider’s infrastructure. Shape the experience while your agreement defines each party’s commercial and operating role.

Operate

Registered PayFac

Build a broader payments operation with sponsor relationships and dedicated risk, compliance, and merchant services. A larger commitment of people and resources.

Let’s scope your payments opportunity.

Bring your merchant profile and product roadmap. We’ll help identify the next practical step.

Schedule a Call